Phone contract with bad credit

4 exclusive tips to getting a phone contract with bad credit


In today’s world, a tainted credit standing can really damage your chances of getting a mobile phone contract. In fact, it can ruin your chances of getting almost all kinds of loans. Most mobile phone networks conduct a credit check before granting you a contract, so it may be very difficult to get the contract you desire. But not to worry, here are some working tips on how you can go about that.

Go for guaranteed mobile contracts

Guaranteed mobile phone contracts are one of the best ways to acquire a desirable service. Here, no credit checks are conducted, so you can be assured of scoring a deal. Various companies are offering such deals, and they partner with mobile phone networks to get you a suitable contract. However, you need to be careful when applying to some sites. There are scammers all over and they will go to great lengths to get hold of your hard-earned money.


Go for reputable companies like ourselves. We use our market instinct and choose a deal that best suits your condition.

Use a co-signer

Just as with personal or logbook loans, a co-signer with a good credit rating can assist you in getting a better deal. The co-signer is, however, responsible for the account, and you may damage their credit score whenever you don’t pay your bills in time.

The co-signer may also choose to move the account to your name after a certain time frame. You may not be required to pay a deposit because the contract is already ongoing. However, it’s worth noting that different carriers handle such cases differently, so ensure you read the fine print of their policies.

Consider sim only contracts

When making an application, the usual concern of the company is if they’ll get back their money when giving you a brand new phone. Without conducting credit checks, the risk then rises even higher, and perhaps that’s what makes it difficult to acquire a phone. However, with sim only contracts, the company is not at risk. The handset is not included in the contract so the provider would be more than willing to seal the deal. You’ll have to purchase a new handset or use the one you currently have. This would even give you a chance to rebuild your credit rating as you make early affordable payments.


Consider a family plan

Family plans are a life saver if you’ve got a damaged credit rating, and the best part is that most carriers offer these plans. These family plans are normally shared within a household and can have as many as 10 lines in a single plan. The catch here is that the main account holder needs to have a strong credit rating. That’s because they’re going to be responsible for paying the bills, so ensure you pay promptly.

In addition, such a plan may also save you quite a lump sum. Family plans are usually a lot cheaper as compared to traditional individual plans.



Phone contract

Expert tips on selecting the perfect phone contract


With such a gigantic number of mobile phone contracts out there, picking the best deal can get a bit tricky. The elements to consider are also numerous, which makes the choosing process even more challenging. Well, first thing’s first, you need to know what your needs are and figure out your priorities. So before you seal the deal, here are some important aspects to consider.


Analyse your phone needs

Phone contracts can come bundled with all kinds of state-of-the-art phones. They’ll have top notch features and a dizzying array of functionality. So before picking the phone with the best TV advert, figure out if all that functionality is necessary. Will you use the NFC connectivity or voice activated dialling?

The thing is, with great features comes a great price tag, so you need to know exactly what you’re paying for. That way, you’ll be able to save a lot more.

Consider the length of your contract

Mobile phone networks would want you to stay long on their deals, and a quick search of these deals would reveal to you that the cheapest ones are the long term ones. So take into consideration the duration of the term. You don’t want to be trapped in a contract that lasts a lifetime just so you can pay fewer fees. Remember, even once you travel abroad before your contract expires, you’ll still have to continue paying for it. The other choice would be to pay a hefty cancellation fee.

So strive to strike a healthy balance between the length and monthly payments.

Do your research

After knowing the kinds of phone features you’re looking for and the length of time you’d like to have the contract, the next step should be to conduct your research on the different mobile phone contracts. There are a number of sites you can use to compare various network plans from different companies to get the deal that suits you.


Oh, and remember to assess the strength of the signal too. Different networks have varying signal strengths across the UK, so ensure that you pick the appropriate network provider.

Don’t forget about insurance

If you’re carrying around the latest flagship phone, then you’ll feel a lot safer knowing that you can replace it without any extra charges. This is particularly true if you’ve had a history of dropping the phone a couple of times or smashing its screen.

However, you need to read the fine print when seeking mobile cover. Some covers offer only contents insurance, which simply means that you’ll only be insured when the phone is damaged or stolen inside the house. Considering that this rarely happens, that cover won’t do you much good. So pick your insurance cover well.

Selfie phones

Best selfie phones with sharp front cameras


Sometimes, one of the major motivations to buy a phone is a state of the art selfie camera. The front camera needs to be at its peak especially for the die-hard selfie takers. If you’re really interested in your looks, or perhaps you’re in the fashion industry, then your phone needs to speak the right language. A sharp front camera would give you the perfect selfie under all light conditions. Here are some of the best phones for that.


This is perhaps one of the most revolutionary phones out there in terms of design. The phone’s body hosts a removable cap and a port that can allow the phone user to adopt a camera module specifically for taking pictures. It’ll give you a pretty good grip for both selfies and rear shots.

The 8MP selfie camera of the LG G5 features a f/2.0 aperture capable of taking extraordinary selfies in any lighting conditions. The camera module also offers more hardware buttons for functions such as autofocus and zooming.

The LG G5 has got a 32GB internal storage and 4GB of RAM. The 2560 * 1440 resolution ensures  you get clean crisp details of every photo.

Samsung galaxy S7 Edge

The S7 Edge was designed to impress, and it does just that. Its dual-pixel sensor makes it the fastest phone camera as it can focus on the subject up to three times faster than the iPhone 6s Plus. The phone lets in a lot more light than its predecessor thanks to its wider f/1.7 aperture that captures a 120-degree field of view. Though the camera is only 5MP, the S7 edge also incorporates a selfie flash for the dark environs. The S7 Edge also has a ‘dual pixel’ rear camera making it an excellent option for those who require top notch images.

The phone also features a 4GB of RAM and 32 GB of storage to help with all your storage needs.

Sony Xperia XA

This is another amazing companion you can have when intending on taking selfies wherever you go. It’s a late arrival, release in June 2016 and hosts a superior auto focus lens on the front camera to capture crisp clean images. The front facing camera has got an 88-degree field of view.

The XA also has a 13MP rear camera with HDR for photography. Its 1280 * 720 resolution makes the pictures look a lot better, and an internal 16GB storage would assist you in storing all the photos and videos you can take.

LG V10

For the lovers of group selfies, then the LG v10 has it all. It uses a dual front facing camera, which simply means that there are two cameras. Having two cameras triumphs a single one by a long shot particularly when it comes to taking group photos. This LG handset has got one that offers a 120-degree field of view and another with 80-degree vision.

Complemented by an incredible 64GB of internal storage and a 13 MP rear camera, the LG V10 makes the perfect candidate for the picture lovers. A 2560 * 1440 resolution makes it a lot easier to have video chats and recording of the highest quality.


Phone contract with bad credit

Need to get a phone contract with bad credit?


Looking for guaranteed Mobile phone contracts? Having trouble getting the contract you want due to poor credit rating? Then not to worry, we aim to assist every individual in getting a suitable phone contract. If you’ve got a tainted credit score, then you’ll be happy to hear that we offer a broad range of ‘no credit check’ smartphone deals. Just contact us for more information.

What kind of smartphones are available with bad credit?

You can get any kind of phone, even the latest flagship smartphones. However, you’ll have to pay a substantial deposit before you begin the monthly payments. If that’s not an option for you, not to worry, we’ve also got a wide range of appealing mid-rage phones that are offered without any credit checks. Our guides and reviews would help you pick out the best phone that would suit your hardware and software needs.


If you still insist on the latest and best handsets and are not up for a credit check, then get a SIM-free phone and pick one of our sim contracts to go with it. You’ll have to buy the phone though, but this contract is a lot cheaper in the long run.

Our SIM only deals are numerous. We’ve got different options for different users ranging from the heavy to the occasional phone user. The prices begin from £5 per month with 250 minutes and 1 GB data plan to £10 per month that incorporate 500 minutes talk time and 4 GB data.